Non-Performing Assets of Public Sector Banks for the Financial Year 2022

Dr. Surabhi Srivastava; Dr. Anand Kumar Srivastava

doi:10.55524/ijirem.2023.10.5.6

Abstract

NPA are seen to be essential components in establishing a bank's profitability. However, banks' profitability is currently falling as NPAs grow. NPA is the main problem that the financial institution and the company are facing. The performance of banks and other institutions is being harmed by mounting NPAs. To reduce the effect of NPA losses on the banks, however, banks must continue to make provisions for NPAs. Compared to other sector banks, NPAs in public sector banks are rising faster. According to an analysis of the aforementioned research from FY'22, SBI, the largest public sector bank, should be more concerned about its low Gross NPA compared to its Gross Advance, whereas CENTRAL BANK OF INDIA should be more concerned about its high Gross NPA.

Keywords

Public Sector Banks, NPA, Performing Assets, Non-Performing Assets

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Cites this article as

D. S. Srivastava, D. A. K. Srivastava, "Non-Performing Assets of Public Sector Banks for the Financial Year 2022", International Journal of Innovative Research in Engineering & Management (IJIREM), Vol-10, Issue-5, Page No-34-38, 2023. Available from: https://doi.org/10.55524/ijirem.2023.10.5.6