Volume- 8
Issue- 6
Year- 2021
DOI: 10.55524/ijirem.2021.8.6.220 | DOI URL: https://doi.org/10.55524/ijirem.2021.8.6.220
This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0)
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Anupam Bachhil , Roopam Bachhil , Dr. Shantanu Kumar Srivastava
General Insurance is typically defined as any insurance that is not determined to be life insurance but “General Insurance comprises of insurance of property against fire, burglary etc and personal insurance such as Accident and Health Insurance and liability insurance which covers legal liabilities”[1]. “There are also other covers such as Errors and Omissions insurance for professionals, credit insurance” [1]. “General Insurance acts as aegis to the financial causalities and alongside it also acts an economical back-up for a nation’s economy” [2]. Insurance allied up with the banking sector dispenses up to 7% of India’s total GDP. Till date, we have observed foreign insurance companies engaging in Indian markets and having a share of 24% of FDI being allowed in the Indian market.
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[2] Goal, K. (2004), “Growth of Private Insurance companies,” journal of economics, vol.3, pg. No.233-241, http://business.highbeam.com/436091/article-1G1-197342226/private-insurance-companies-shows-continued-strong
[3] Jain, A.K. (2004), ”Indian General insurance industry: After LPG,” The Journal of Insurance Institute of India, Vol.XXX, July-Dec.2004, Page No.53.
[4] Krishnamurthy, S. (2005), “Insurance Industry in India: Structure, Performance, and Challenge,” vol.30 No.3,pg 85-96,
[5] Rajendra, R, Natarajan,(2009), “The Impact of LPG on General Insurance Corporation of India,”
[6] Rao, S. (2000), “The Indian Insurance Industry the Road Ahead,” Journal of Insurance Chronicle Vol.III, Issue-I, Jan.2007, Page No.31. www.icssr.org/rao2000/insurance.htm
[7] Ray, Subcases and Pathak A. (2006), “Strategizing the Exposure Mix in Various Communication Channels for Enhancing Visibility in the Indian Insurance Industry,” Isai Journal of Management Research, Vol. 5, No. 10, pp. 7-17.
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http://www.indianmba.com/Occasional_Papers/OP85/op85.html
[9] Sinha, Tapen. (2005), “The Indian Insurance Industry: Challenges and Prospects” Institute Technologic Autonomy de México (ITAM) - Division of Actuarial Science, Statistics and Mathematics; Nottingham University Business School.http://papers.ssrn.com/sol3/papers.cfm?abstract_id=792166
[10] Sinha, Ram Pratap. (2007), “Productivity and Efficiency of Indian General Insurance Industry” , ICFAI Journal of Risk & Insurance, Vol. 4, No. 2, pp. 33-43, April 2007.
[11] Annual Reports of GENERAL INSURANCE (from 1999 – 2008).
Research Scholar, Sai Nath University, Ranchi, India
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